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If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. The Monthly Budget Summary table in the upper right of the worksheet totals up all your income and expenses and calculates your Net as Income minus Expenses. So, if you spend more than you budgeted for, the value in the Difference column will be red - to help it stand out as a warning. This family budget template provides a clear cash flow analysis of projected vs. Family budgeting is easy when you follow this sample budgeting template in Excel. Try not to inflate the numbers, but do not underestimate either. The information you provide will be used to compute your household budgeting plan. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. This simple, accessible, yet powerful budget template can be used by a family or individual to track monthly income, expenses, and total cash flow. Household Budgeting Worksheet Photocopy this sheet before using it Make sure that you include all take-home income and expenses as accurately as possible. The calculations in the "Difference" column are set up so that negative numbers are bad. Using the Personal Monthly Budget Template See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting.
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At the end of the month, you record in the "Actual" column how much you really spent during the month.įor a more detailed set of budget categories, see the Household Budget worksheet. The column that says income will have all the details of the income and all its sources.The column that says home budget template expenditure will have all the details of the expenditure and the means of expenditure. This represents your goal - you're trying to keep from spending more than this amount. A household family budget template usually consists of two major divisions, one is the income and the other is expenditure. You record your desired budget for each category in the "Budget" column. These include research organizations, shopping malls that have collected data from customers, hospitals, learning institutions and recruitment agencies that hire on their behalf. The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. Many companies that collect data hire spreadsheet operators. Some numbers are included in the Home Expenses category as an example, but you'll want to replace those numbers with your own. Easy Budget Financial, a financial budgeting spreadsheet that assist individuals with their household expenses and incomes, credit card managing, bank account managing and more. To use this template, just fill in numbers that are highlighted with a light-blue background (the Budget and Actual columns).